Your Path to Financial Freedom Starts Here
Discover a diverse range of loan products tailored to your every need. Loanscafe simplifies the complex world of finance, connecting you with the right lenders and the best rates, ensuring a smooth and transparent journey towards your goals.
Explore Our Loan Categories
Personal Loan
Quick and easy personal loans for all your needs, from emergencies to planned expenses.
Business Loan
Fuel your business growth with tailored business loans, designed for startups and established enterprises.
Overdrafts(OD)
Unlock extra funds anytime, use only what you need, and pay interest just on the amount used—simple and flexible.
Home Loan
Achieve your dream of owning a home with our flexible home loan options, competitive rates.
Loan Against Property
Unlock the value of your property with our loan against property, offering significant funds.
Vehicle Loan
Drive your dream car today with our attractive vehicle loan interest rates and hassle-free process.
Education Loan
With education loans that pay for living expenses, tuition, and other costs, you can invest in your future.
Gold Loan
Fast and secure gold loans with minimal documentation, getting you instant liquidity.
Interactive Tools & More
Feel free to use our Finance Calculator
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
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Why Loanscafe’s Products Stand Out
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Product FAQs
How do I check my loan eligibility?
You can check your loan eligibility by navigating to the ‘Check Eligibility’ button on any loan category card and providing a few details. Our system will instantly assess your eligibility based on your financial profile and the lender’s criteria.
What documents are required for a loan application?
The required documents vary by loan type and lender. Generally, you will need identity proof, address proof, income documents (salary slips/bank statements), and relevant property or business documents for specific loans. A detailed list will be provided during the application process..
How long does the loan approval process take?
Loan approval times vary depending on the loan type and the completeness of your documentation. Personal loans can be approved in as little as 24-48 hours, while home loans might take a few days to a week. We strive to expedite the process as much as possible.
Are there any hidden charges or fees?
No, Loanscafe is committed to transparency. We ensure that all fees, including processing fees, legal charges, and technical valuation charges (if applicable), are clearly communicated upfront. There are no hidden charges.
Can I get a loan with a low credit score?
While a good credit score is beneficial, some lenders on our platform may offer options for individuals with lower credit scores, often with specific conditions. We recommend discussing your situation with our advisors for personalized guidance.